Insurance Covers Minimally Invasive Bunion Surgery If It Medically Necessary
Yes — minimally invasive bunion surgery is often covered by insurance when it is considered medically necessary. At DeNiel Foot & Ankle Center in Houston, TX, we help patients navigate their insurance benefits to determine whether coverage applies and what costs they may be responsible for.
Insurance companies typically require documentation showing that the bunion is causing significant pain, difficulty walking, shoe discomfort, or progressive deformity. They also look for evidence that conservative treatments—such as orthotics, wider shoes, padding, or anti-inflammatory therapy—have been attempted without sufficient relief. If these criteria are met, insurance usually covers both traditional and minimally invasive bunion correction.
It’s important to note that cosmetic bunion surgery is not covered. Insurance approval depends on clear medical necessity, which Dr. Eji Shobowale thoroughly documents during your evaluation.
At DeNiel Foot & Ankle Center, we perform a comprehensive assessment that includes:
A full foot exam
Review of symptoms and walking limitations
X-rays to measure deformity severity
Review of previous treatments and responses
Detailed notes supporting medical necessity
Our team then contacts your insurance provider to verify benefits, obtain authorization when needed, and provide a detailed explanation of what is covered and what portion (if any) may be your responsibility.
Coverage may apply to:
Surgeon’s fees
Facility fees (if applicable)
Anesthesia
Hardware used during the procedure
Pre- and postoperative imaging
Your out-of-pocket cost will depend on your deductible, coinsurance, and copay. Many patients are pleasantly surprised to learn that their insurance covers most of the procedure, especially when performed in an outpatient surgical center.
For patients without insurance coverage or those seeking elective correction, our office also offers:
Self-pay pricing
CareCredit financing
Flexible payment arrangements
Minimally invasive bunion surgery is a highly effective, patient-friendly option, and our team is committed to making the process as smooth and affordable as possible for Houston-area patients.
